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There are so many benefits of a refinance!

There are many reasons someone may want to consider refinancing. Some examples of Rate & Term, Cash-Out, or Debt-Consolidation loans are:

  1. Need funds for home improvements
  2. Consolidate debt
  3. Lower your interest rate
  4. Lower your payment
  5. Change the length (term) of your loan
  6. Take cash-out for investments (perhaps more real estate)
  7. Divorce settlement
  8. Remove Mortgage Insurance (MI)
  9. Convert your rate from ARM to fixed
  10. Pay for a wedding
  11. And a variety of others

Depending on your needs and your circumstances, we can help you secure one of the following loans:

  • FHA (Federal Housing Administration)
  • ​ FHA (no-qualifying) Streamline
  • ​ VA (Veterans Administration)
  • ​ VA-IRRRL–Refinance
  • ​ Conforming (Fannie Mae & Freddie Mac)
  • ​ Non-conforming (outside the box)
  • ​ Jumbo
  • ​ Non-QM (Qualified Mortgage) bank statements
  • ​ Non-QM low-income documentation
  • Asset Depletion calculation loans
  • ​ Foreign national loans
  • ​ Interest Only
  • ​ 1-4 multi-unit financing
  • ​ Piggy-back rates (10, 15, 20, 25, 30, and a variety of other terms)
  • ​ ARMs (Adjustable Rate Mortgages)
  • ​ Interim ARMs (3/1, 5/1, 7/1, 10/1) fixed-term then variable
  • ​ Private money loans (hard money)